General help
General help
How to get a quote - the process
How to make a change
How to view your policy or quote details
How to claim
How to renew your policy
How to cancel your policy
How to complain


General help
The site has been designed to be as helpful and as user friendly as possible. If you are having problems using the site please email us at info@fortressunderwriting.co.uk, or telephone 0117 9457711. We have also included a number of frequently asked questions to help you with insurance queries and a glossary of terms to explain some of the more confusing terms associated with Household insurance.


How to get a quote - the process
To get a quote you need to go through a number of steps
  1. Enter your details - we will ask you a number of questions which will enable us to give you a quotation.
    We will ask questions about
    • Your property
    • The cover you require
    • The building (for buildings insurance)
    • Your contents (for contents insurance)
    • Your personal possessions (for contents insurance)
  2. Receive a quotation - see which insurers are offering you a that best suit your needs
  3. Complete personal details - we will ask you some personal questions. This will be in a secure session, so don't worry your details are safe.
  4. Enter your payment details on-line - again don't worry your details are safe we use 128 bit SSL encryption to protect your details
  5. Congratulations - you have bought your Household insurance on line.

If you need further help you can contact us at info@fortressunderwriting.co.uk, or ring on 0117 9457711. This service facility is available 9am - 5pm Monday to Friday (except public holidays).



How to make a change
If you wish to make a change simply call us on 0117 9457711. In the future we hope to allow you to make your changes on-line.

If you need further help you can contact us at info@fortressunderwriting.co.uk, or ring on 0117 9457711. This service facility is available 9am - 5pm Monday to Friday (except public holidays).



How to view your quote details
To view your quote details follow the simple process shown below
  1. From the home page of the site log in by entering your email address and password.
  2. Select the "View saved quotes" link
  3. Select the Quotation that you want to view.
  4. We will display the Quotation panel. Remember quotations are only valid for 30 days so if the original quotation was given over 30 days ago, the premiums displayed may have changed.

If you need further help you can contact us at info@fortressunderwriting.co.uk, or ring on 0117 9457711. This service facility is available 9am - 5pm Monday to Friday (except public holidays).



How to claim
Please see this page

If you need further help you can contact us at info@fortressunderwriting.co.uk, or ring on 0117 9457711. This service facility is available 9am - 5pm Monday to Friday (except public holidays).



How to renew your policy
We aim to make the renewal process as simple for you as possible. Most people find a cheaper quote than their renewal simply as they have not updated the information on which there renewal is based. To stop this happening to you we will start the process of renewals early. The renewal process is simple.
  1. Twenty-one days before renewal we will mail you out a renewal quotation.
  2. If you want to accept this renewal then do nothing, we have your payment details and will happily continue your insurance.
  3. If you feel the cost is too much revisit the site, there may be cheaper deals available.
  4. If you wish to lapse your policy and not take up a new policy with us please contact us on 0117 9457711 or email us at info@fortressunderwriting.co.uk, and we will cancel your policy from renewal.

If you need further help you can contact us at info@fortressunderwriting.co.uk, or ring on 0117 9457711. This service facility is available 9am - 5pm Monday to Friday (except public holidays).



How to cancel your policy
If you wish to cancel your policy simply call us on 0117 9457711. In the future we hope to allow you to make your changes on-line.

If you need further help you can contact us at info@fortressunderwriting.co.uk, or ring on 0117 9457711. This service facility is available 9am - 5pm Monday to Friday (except public holidays).



How to complain

If you have been unhappy with the service we have provided you, then you should write to the following address outlining the nature of your complaint:

Customer Complaints
Xelector Ltd.,
32 Baseline Studios,
Whitchurch Road,
London, W11 4AT

Alternatively, you can email csmanager@xelector.com or call 0800 279 4091 and ask to speak to the customer service manager.

In the case if written complaints, we will acknowledge receipt of the complaint within 5 working days and provide details of the person who will be dealing with your complaint and when you should expect to receive a response from this person. We are committed to resolving all complaints as rapidly as possible, and in all but the most complicated of complaints, we aim to provide a written response to the complaint within 20 working days of receipt.

If you feel that your complaint has not been adequately dealt with you can write to the Managing Director at Fortress Underwriting Agencies Ltd.:

John Baker
Managing Director
Fortress Underwriting Agencies Limited
Rivergate House
70 Redcliffe Street
Bristol, BS1 6LS.

If you still feel that your complaint has not been adequately dealt with you can contact the Financial Ombudsman Service. If you wish to do this you should contact:

Financial Ombudsman Service
South Quay Plaza
183 Marsh Wall
London E14 9SR
Tel: 0845 080 1800
Email: enquiries@financial-ombudsman.org.uk
Website: www.financial-ombudsman.org.uk

Note: you must have followed the escalation service highlighted above before using this service.

As an FSA authorised firm, should we be unable to meet our liabilities towards you, you may be eligible to compensation from the FSA’s compensation scheme. You can contact the scheme at:

Financial Services Compensation Scheme (FSCS)
7th floor
Lloyds Chambers
1 Portsoken Street
London E1 8BN
Tel: 020 7892 7300
Email: enquiries@fscs.org.uk
Website: www.fscs.org.uk